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Any team members who are renewing their anti virus software might be interest in trying "AVG Free". It costs nothing and is fully functional. It has a scheduler, virus vault and automatic downloads. I have been using it for about 2 years, and has never let me down. I don`t know how they do it without going bankrupt, but it`s well worth a try!
They have a paid version, but yeah it is a good anti virus, updates at least 3-4 times a day. I think i was only let down once, when the update was corrupted causing me to uninstall/reinstall a week later when a new update was done.
Theres sometimes a catch with ISP virus checkers, normally the license is only good while you are with that ISP. not sure about banks. i've only seen 'discounted' mcaffe virus checkers with mine.
My Bank do fully paid for AV & firewall, cable company provide a full Internet security product updated daily for nowt, of course if I moved out of my cable area then I would have to buy a package
and then you can just sign up again 